Travel insurance USA
Plan your U.S. adventure worry-free with travel insurance at CoverMyTrip.
Enjoy your trip to the United States of America with peace of mind: CoverMyTrip lets you compare travel insurance policies all in one place, so you can choose the one that’s truly right for traveling to the United States worry-free.
Live your American Dream worry-free
With the right U.S. travel insurance, you not only protect yourself from the unexpected, you also live every moment of your American experience with confidence and peace of mind. You can focus on what truly matters: exploring new places, savoring a different culture and creating unforgettable memories. The American healthcare system is among the most expensive in the world, but with the right coverage you travel worry-free. On CoverMyTrip you compare the available policies and choose the one that lets you make your American Dream come true, fully protected.
Comprehensive health care coverage
The best U.S. travel insurance policies include coverage limits above one million euros, suited to American healthcare costs. Compare the options before you leave.
Dedicated 24/7 support
In an emergency in the United States, having an operations center you can reach at any time makes all the difference. Always check that it’s included in your policy.
Insurance in your pocket
From your CoverMyTrip private area you can access your insurance at any time, with useful contacts already saved for immediate assistance.
What should good U.S. travel insurance cover?
Before leaving for the United States, it’s important to understand which coverages you really need. The American healthcare system is excellent but entirely paid out of pocket: some guarantees are essential, others can make the difference in experiencing your trip with peace of mind.
The main coverages to compare:
Medical expenses while traveling
Reimbursement for medical visits, hospital stays, surgery and emergency care abroad. It’s the most important coverage: always check the limit before choosing. In the United States the healthcare system is among the most expensive in the world and entirely paid out of pocket, so a very high limit is advisable, over €1,000,000.
Travel assistance
Services from an operations center available 24 hours a day: telephone medical consultations, arranging and monitoring hospital admission, sending a doctor, medical repatriation and logistical support in an emergency far from home.
Extension of stay
Coverage for extra food and accommodation expenses when an unexpected event — illness, injury or mandatory quarantine — forces you to stay at your destination longer than planned. A guarantee that’s often underestimated but can have a big impact on your real costs.
Baggage
Compensation in case of loss, theft or damage to your baggage during the trip. Some policies also cover delayed delivery, reimbursing the purchase of essential items while you wait for your baggage.
U.S. travel insurance: everything you need to know
Planning a trip to the United States often raises questions, especially when it comes to choosing the right protection. We’ve gathered the most frequently asked questions to help you set off informed and relaxed. If you can’t find the answer you’re looking for, you can write to us at help@covermytrip.it and we’ll reply as soon as possible.
Frequently asked questions
What is the purpose of travel insurance in the United States?
It protects you from unexpected expenses during your trip to the United States, starting with medical costs, which here can reach very high figures because of a healthcare system that is entirely paid out of pocket. It also gives you the support of an operations center available 24 hours a day and baggage coverage in case of theft, loss or damage, so you can handle any setback with peace of mind.
What does U.S. travel insurance cover?
The main coverages are: medical expenses, 24-hour operational assistance, extension of stay and baggage. Policies vary widely: comparing limits and exclusions is the most effective way to avoid being caught unprepared, especially in the United States where healthcare costs are very high.
Is travel insurance in the United States mandatory?
For tourists it is not required by law: the ESTA authorization does not require it. However, it is strongly recommended, because the U.S. healthcare system is among the most expensive in the world and entirely paid out of pocket: even emergency treatment can involve very high costs. That’s why it’s advisable to choose a very high medical expenses limit, over €1,000,000.
How much does travel insurance for the United States cost?
The cost depends on the length of the trip, the travelers’ age, the destination and the limits chosen; for non-European destinations with high healthcare costs like the United States, premiums are higher. The best way to understand how much you’ll spend is to compare the policies available on CoverMyTrip and choose the one with the best balance of coverage and price.