Travel insurance
Compare the available policies, find out what they really cover and make an informed choice before you leave.
Not all travel insurance policies are the same. Coverage limits, exclusions and protections change from one policy to another. CoverMyTrip lets you compare them all in one place, so you reach the right choice without having to do it on your own.
What is travel insurance for?
Travel insurance is one of the most important things to consider before you leave, especially when travelling abroad. Medical expenses, assistance, baggage and unforeseen events are not covered in the same way by every policy. On CoverMyTrip you can compare different travel insurance policies, understand what really changes from one solution to another and choose the one best suited to your adventure.
Comprehensive health care coverage
The most complete travel insurance policies include medical expenses, hospitalisation and medical repatriation valid in any country. Compare the coverage limits before you choose.
Dedicated 24/7 support
In an emergency far from home, having a number you can call at any time makes all the difference. Always check that the policy includes an operations centre available 24 hours a day.
Insurance in your pocket
From the CoverMyTrip Reserved Area you can access your travel insurance at any time, with useful contacts already saved in case you need them.
What should good travel insurance cover?
Before purchasing a policy, it is useful to understand which coverages are truly relevant for your trip. Travel insurance policies vary widely: some are essential, others offer additional protections that can make the difference.
The main coverages to compare:
Baggage
Compensation in the event of loss, theft or damage to your luggage during the trip. Some policies also cover delayed delivery, reimbursing the purchase of essential items while you wait for your baggage.
Extension of stay
Coverage of extra food and accommodation costs in the event of mandatory quarantine, illness or other unforeseen events that force you to stay at your destination longer than planned. A coverage that is often underestimated but can significantly affect the real costs.
Trip cancellation
Full or partial refund of the cost of the trip if you cancel for serious, documentable reasons such as sudden illness, injury, family bereavement or work-related emergencies. Particularly useful if you have booked non-refundable flights or accommodation well in advance.
Medical expenses while traveling
Reimbursement of medical visits, hospital stays, surgery and emergency care abroad. This is the most important coverage, especially for non-European destinations where healthcare costs can be very high. Always check the coverage limit: for the USA or Southeast Asia, ideally it is best to always be above €500,000.
Everything you need to know about Travel Insurance at CoverMyTrip
Choosing travel insurance often raises questions, especially for those who don’t do it regularly. We have gathered the questions travelers ask most often: from choosing the right policy to the situations where coverage really comes into play. If you can’t find the answer you’re looking for, you can write to us at help@covermytrip.it and we’ll get back to you as soon as possible.
Frequently asked questions
What is the purpose of travel insurance?
Travel insurance is designed to provide financial coverage and assistance in the event of medical emergencies or lost luggage during a trip. Its main functions include:
- Medical coverage: If you fall ill or are injured during your trip, medical-baggage insurance can cover your medical expenses, including the costs of treatment, hospitalisation, medication and other necessary care.
- Coverage for lost or damaged baggage: If your baggage is lost, damaged or stolen during your trip, medical-baggage insurance can provide reimbursement to cover the cost of replacing essential personal belongings, based on the information contained in the policy documents.
- Assistance during your trip: The policy offers 24-hour assistance services, such as telephone medical consultations, information about the destination and other support services.
It is important to read the policy details carefully before purchasing it, as all the included coverages are described there.
When to take out travel insurance?
It is advisable to take out travel insurance as soon as possible after confirming your travel booking. Here are some recommendations:
- Before departure: It is advisable to take out insurance before departure to ensure that medical and baggage coverage is active from the very start of the trip. This way, you will be protected against any unexpected medical expenses or loss/damage to your baggage from the very beginning of your trip.
- Planning ahead: Don’t leave taking out insurance until the last minute. Plan ahead and consider including insurance as part of your travel booking process. This will ensure you have all the necessary information and can carefully evaluate the available options.
Taking out travel insurance in advance gives you the peace of mind of being protected against unexpected medical expenses and the risks associated with your baggage throughout your trip.
What does travel insurance cover?
The main coverages are: medical expenses, trip cancellation, baggage, extension of stay and 24-hour operational assistance. Policies vary widely: comparing coverage limits and exclusions is the most effective way to avoid being caught unprepared.
How to insure a trip?
With CoverMyTrip you can get insured easily in just 2 clicks
Just select your destination country, compare the best policy for your trip and fill in the form! Done!
How to ask for assistance when needed?
Every policy includes the contact details of the operations centre. From the CoverMyTrip Reserved Area you can always find the number to call, available 24 hours a day, no matter which country you are in.